MAB4U

This is a web site operated by MAB4U (MAB4U) under the domain name "www.mab4u.com" ("Web Site").

Your use of the information, graphics and materials on the Web Site ("Material on this web site") is governed by these Terms of Use and the Privacy Statement.

In addition to the terms contained in this document, there are also specific terms which may form part of the Terms of Use and govern your use of, and access to, certain sections of the Web Site. Since you may also be bound by these additional terms, you should review them wherever they are accessible by you on the Web Site.

Third Party Software

Unless otherwise indicated software downloads available via links from the Web Site are third party products. These products may be subject to a licence agreement between you and the relevant product owner. To the extent permitted by law, MAB4U accept no liability in respect of such third party products and provide no warranty and give no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning these products.

MAB4U Product Information and Supply

Material on this web site may contain general information about MAB4U products and services. Unless expressly stated otherwise, this information:

• does not constitute an offer or inducement to enter into a legally binding contract; and
• does not form part of the terms and conditions for MAB4U products and services.

All applications for credit are subject to MAB4U's normal credit approval criteria.

Unless expressly agreed otherwise:

• products and services discussed in the section of the Web Site which refers to the US operations of MAB4U member (the "US Section") will be provided only to US residents. These products and services are generally not available to non-US residents because they may not comply with non-US laws; and
• products and services discussed in the sections of the Web Site which refer to the various non-US operations of MAB4Uor discussed in web sites operated by any MAB4U Group member outside US and linked to the Web Site (the "International Sections") will be provided only to non US residents of the jurisdiction to which a particular International Section applies, and only to the extent that those products and services comply with the laws of that jurisdiction.

Warranties

While we have made every effort to ensure that information is free from error, MAB4U does not warrant the accuracy, adequacy or completeness of Material on this web site. All information is subject to change without notice. MAB4U recommends that you seek independent advice before acting upon Material on this web site or Third Party Material. MAB4U does not guarantee that the Web Site or Third Party Web Sites will be free from viruses, or that access to the Web Site or Third Party Web Sites will be uninterrupted.

Termination

These Terms of Use (and the agreement constituted by your use of the information, graphics and materials on the Web Site) and your access to the Web Site may be terminated at any time by MAB4U without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by MAB4U will survive termination, however, you will no longer be authorised to access the Web Site.

Jurisdiction

Unless expressly agreed otherwise:

• the US section is provided for use only by US residents. The law applicable to use of the US section and to disputes arising out of the US section is the law of the State of Delaware, US; and
• each International Section is provided for use only by residents of the jurisdiction to which that International Section applies. The law applicable to use of each International Section and to disputes arising out of the International Section is the law of Australia.

Copyright and Trademarks

Copyright in the Material on this Web Site is owned or licensed by MAB4U.

Except where necessary for viewing the Material on this web site on your browser, or as permitted under the Copyright Act or other applicable laws or these Terms of Use, no Material on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of MAB4U.

"MAB4U", and all associated trademarks, are trademarks of MAB4U.

Linking to Web Site

Please contact MAB4U if you would like to place a link to any part of the Web Site.

Acceptance and Changes to Terms of UseYou acknowledge and accept that your use of the Web Site indicates your acceptance of these Terms of Use and the Privacy and Security Statement.

These are the current Terms of Use. They replace any other terms of use for the Web Site published on the Web Site to date. MAB4U may at any time vary the Terms of Use by publishing the varied Terms of Use on the Web Site. You accept that by doing this, MAB4U has provided you with sufficient notice of the variation.

MAB4U reserves any rights not expressly granted in these Terms of Use.